Part B
Medicare Part B covers preventive services, medical supplies and medical services important in treating your health condition. Part B includes outpatient care, ambulance services , and durable medical equipment. It also covers part-time home care and rehabilitative services, including physical therapy.
ELIGIBILITY
Anyone eligible for Medicare Part A is qualified for Medicare Part B. A key component of Original Medicare that covers medically necessary services (doctor visits, outpatient care, home health) and preventive services (screenings, vaccines) for people 65+ or with disabilities. In 2026, the standard monthly premium is with an annual deductible. If you are under 65 years of age and getting social security benefits, you will automatically get enrolled in Medicare Part B after 24 months of disability benefits.
WHAT DOES MEDICARE PART B COVER?
- Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition
- Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.
PART B MEDICARE SERVICES COVER THE FOLLOWING:
- Clinical research
- Limited outpatient prescription drugs
- Mental health
- Inpatient
- Outpatient
- Partial hospitalization
- Ambulance services
- Durable medical equipment (DME)
WHAT DOES PART B NOT COVER?
Part A and B does NOT cover Dental, Vision, Rx, or Hearing care.
MEDICARE PART B COSTS
Part B monthly premium for 2026 starts at $206.90 x month. An individual might pay a higher premium if making over $100,000.00 x year. Part B premiums increase every year in January. The premium is automatically deducted from your Social security benefits.
WHEN TO APPLY:
You can sign up during your Initial Enrollment Period (IEP) which lasts for 7 months. That includes three months prior to your 65th birthday, the month of your birthday, and three months after your 65th birthday. If you miss your Enrollment Period, you can enroll the following year between Jan-March and Part B will become active the 1st of the next month.
If you’re not automatically enrolled, you can also apply directly for Medicare supplement Insurance part B via the Social Security website either in person or by calling at 1-800-772-1213 on working days.
PART B
Part B covers preventive services, medical supplies and medical services important in treating your health condition. Part B includes outpatient care, ambulance services, and durable medical equipment. It also covers part-time home care and rehabilitative services, including physical therapy.
ELIGIBILITY
Anyone eligible for Medicare Part A is qualified for Medicare Part B. A key component of Original Medicare that covers medically necessary services (doctor visits, outpatient care, home health) and preventive services (screenings, vaccines) for people 65+ or with disabilities.
If you are under 65 years of age and getting social security benefits, you will automatically get enrolled in Medicare Part B after 24 months of disability benefits.
WHAT DOES MEDICARE PART B COVER?
Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition.
Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.
PART B MEDICARE SERVICES COVER THE FOLLOWING:
- Clinical research
- Limited outpatient prescription drugs
- Mental health
- Inpatient
- Outpatient
- Partial hospitalization
- Ambulance services
- Durable medical equipment (DME)
WHAT DOES PART B NOT COVER?
Part A and B does NOT cover dental, vision, Rx, or hearing care.
Medicare Part B Costs
Part B monthly premium for 2026 starts at $206.90 x month. An individual might pay higher premium if making over $100,000.00 x year. Part B premiums increase every year in January. The premium is automatically deducted from your Social security benefits.
WHEN TO APPLY:
6 months prior to your 65th birthday, the month of your birthday and three-months after during Open Enrollment. (You have a 7 month window in total). If you miss your Open Enrollment, you can enroll the following year between Jan-March and Part B will become active the 1st of the next month.
If you’re not automatically enrolled, you can also apply directly for Medicare supplement Insurance part B via the Social Security website either in person or by calling at 1-800-772-1213 on working days.